View Park, CA - January 2020

View Park, CA - January 2020
Posted Thursday January 23, 2020 in Flip Of The Month

This borrower found a good deal on a property and had to move quickly — specifically, he HAD to close in 15 days. Having worked with CIVIC on several past deals (15 loans between himself and his partnerships!), he knew he could count on CIVIC to make it happen. With CIVIC’s help, the property was…

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Rental Property Rate Considerations

Rental Property Rate Considerations
Posted Wednesday December 18, 2019 in Real Estate, Rental

There are many factors that will play a role in determining a fair monthly price for your rental properties. Features that make your property more desirable than the competition justify your ability to ask for a higher monthly rent. At the end of the day, you’ll have to spend time doing a fair amount of…

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Marietta, GA - December 2019

Marietta, GA - December 2019
Posted Wednesday December 11, 2019 in Flip Of The Month

Behind this southern gem of a property was an experienced real estate agent who leaned on CIVIC for their very first flip! Interestingly enough, the majority of the borrower’s real estate and broker business is with INVESTORS, so they had the very unique vantage point of experiencing the inner workings of other lenders’ transactions.  They…

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Three Common Hesitations For Real Estate Investors

Three Common Hesitations For Real Estate Investors
Posted Wednesday December 4, 2019 in Investing, Real Estate

Investing in real estate is not for the faint of heart. Whether you're contemplating a fix and flip, or thinking of becoming a rental property owner, taking the leap into real estate investing is a big deal. Veteran investors will probably tell you they either jumped in with both feet and learned on the fly,…

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Consumers Think Real Estate Is The Safest Investment

Consumers Think Real Estate Is The Safest Investment
Posted Wednesday November 20, 2019 in Investing, Real Estate

Across age groups, consumers believe that purchasing a home is a solid investment, according to a new survey from Porch.com, a home remodeling website. They’re upbeat even though many, particularly the youngest generation, believe they will face another housing crisis in their lifetime. About 76 percent of Generation Z members, between 18 to 21 years…

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Bothell, WA - November 2019

Bothell, WA - November 2019
Posted Monday November 18, 2019 in Flip Of The Month

This fix and flip loan was for a very experienced investor in the Seattle market. Although they were originally working with another hard money lender on this property to begin with, our repeat borrower moved their business over to CIVIC due to our competitive pricing, longer loan term, and the ability to finance the rehab. …

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Questions To Ask Before You Flip Your First House

Questions To Ask Before You Flip Your First House
Posted Wednesday November 13, 2019 in Investing, Real Estate

It seems like flipping homes has become one of America’s new favorite pastimes, due in no small part to the seemingly endless stream of reality TV shows that revolve around the endeavor. Needless to say, house flipping is not as easy as it may look. If you're a new investor looking to try your hand…

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Tenant Screening Mistakes To Avoid

Tenant Screening Mistakes To Avoid
Posted Wednesday November 6, 2019 in Real Estate, Rental

Thoroughly screening your rental property applicants is one of the most important steps you will take as a rental property owner. Implementing smart tenant screening practices is one of the best ways to maximize profitability on your rental property investment. Good tenants mean rent gets paid on time, there's generally less chance the property gets…

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Finding The Right Price For Your Yakima Rental Property

Finding The Right Price For Your Yakima Rental Property
Posted Wednesday October 30, 2019 in Investing, Rental

Do you think you've priced your rental too high for it's market? Have you worried you're missing out on extra cash-flow as you may have priced your rental too low? We've put together some tips to help you determine the best price for your rental property. Online Tools Check out Rentometer or RentCafe. They are…

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Laguna Beach, CA - October 2019

Laguna Beach, CA - October 2019
Posted Friday October 25, 2019 in Flip Of The Month

For this flip, the borrower’s current lender was only able to offer 50% of the rehab budget, so CIVIC stepped in for the win. The refinance and rehab of this breathtaking So Cal property was made possible by financing with a CIVIC bridge loan and Rehab Pro. Although the property was slightly in disrepair, the…

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© 2020 Civic Financial All Rights Reserved. Located in Redondo Beach, California, Civic Financial Services LLC is a leading private money lending provider servicing the greater Los Angeles, Dallas, Phoenix, Seattle, Portland, Denver, Miami, South Beach, Tampa, Sarasota, San Diego, San Francisco, Irvine, Las Vegas, San Jose, Riverside, San Bernardino and surrounding communities. Civic specializes in short term, non-owner occupied and investment properties financing utilizing private hard money and bridge loans.

This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Civic Financial Services, LLC reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and the California Department of Business Oversight License #603L321, AZ Mortgage Broker License #092863, FL Mortgage Lender Servicer License #MLD1536, ID Mortgage Broker/Lender License #MBL-9610, NV Mortgage License MB4419, NV Broker License #4443, NV NMLS ID #1410002, OR Mortgage Lending License #ML-5282, UT DRE Mortgage Entity License #10570639. Civic Financial Services, LLC is an equal opportunity lender. Powered by Lenderd.com - Mortgage Websites | Privacy Policy

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